Happy New Year!
It’s now seven days into 2015 and I’m happy to report I’m on track
for all of my goals for the year. This
year, I’ve decided to focus my attention on the 4 F’s: Finances, Fitness, Faith and Family.
2015 will be the year I make a profit. Even if that profit is only $10 by year end,
I want to be in the black, so to speak.
The first step in achieving this goal is to eliminate all debt. Fortunately, I’m not a big spender so my
total debt is less than $2,000. This was
mainly accrued due to being $200 short each month. Now that child support is being paid to the
court and then disbursed to me, I’ve been able to better manage my monthly
expenses and can stop using the credit card to make ends meet. I also no longer have to ask for the child
support to be paid every month which is an absolute blessing! My mantra is debt free by month three. Of course, I will be using some of my tax
refund to pay off this debt. With the
debt gone though, I’m really paying myself an additional $200 a month since it
will no longer be going towards a credit card bill. Some other finance goals that I will be
working towards this year are purchasing a house, saving for a Disney World
vacation in the summer of 2016, increasing my 401k contribution and putting
extra money aside for high school tuition.
2015 will be the year I get fit.
In the first seven days, I’ve made some good strides. Some immediate choices I made and have stuck
with for one whole week thus far are less alcohol consumption, drink more water
and eliminate cream from my coffee. All
of these have been good choices. There
is a bottle of Gin in my freezer, Bourbon in my pantry and beer and wine in my refrigerator. However, I’ve had zero desire to drink any of
it. I’ve added some supplements to my
daily routine and actually feel great! I
have much more energy and less stress. I
drink a bottle of water each morning before leaving the house. I make my coffee with a zero calorie sweetener
and refill throughout the morning with plain black coffee. I’m surprised how much I actually like the
taste of coffee and how much more energized I feel without the flavored
creamers fattening it up. From lunch time on, I drink water. In the evenings, I’ll
make a cup of green tea. I take two “me”
breaks a day at work when I walk down then back up 10 flights of stairs. I also include 20 minutes of yoga most
evenings. Tonight, I’m buying my weight
room pass for the community center and have my first work out scheduled for
tomorrow evening. I’ve lost 3 pounds in
seven days and am really excited to see my progress by March.
2015 will be the year I strengthen my relationship with God. Last week at Mass, we were given a book on
being a Dynamic Catholic. I started
reading it this week and love it! I’m a
sucker for “self-help” type books, especially the ones where I find myself
saying YES! This book really aligns all
of my goals for the year. I’m working on
getting out of bed a little earlier each day to pray the rosary and a daily devotion. This way I start my day with the Lord. Today was my first day on this plan. It’s a work in progress but without the focus
on Faith, the rest of my goals will never be realized.
2015 will be the year of freedom for my family. It’s time that we forge our own path. I feel confident in myself as a person,
employee, friend and parent. This year,
I will use this confidence to build a strong faith filled nuclear family. We are no longer bound to the ways, ideas and
“noise” of the past. Praise the
Lord! This year, we will move in a
positive loving way towards becoming the family we were created to be. My main focus is on myself and kids put also
extends to my parents, siblings, nieces, nephews and friends.
I’m excited about the challenges and opportunities that lie ahead
for me. 2015 is going to be my year!
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